General Information
Yes. The act is called the Funeral, Burial and Cremation Services Act, 2002 (FBCSA). It is a piece of Ontario, Canada legislation (S.O. 2002, c. 33) that regulates the bereavement sector, covering funeral directors, transfer services, funeral establishments, cemeteries, and crematoriums to ensure consumer protection.
Visit ontario.ca/laws/statute/02f33 to read the legislation.
No. In Ontario, a family is not required to use a funeral home. There are different types of providers authorized by the Bereavement Authority of Ontario to provide specific services. Families have a choice. If a funeral, visitation, or ceremony is not wanted, Thames Valley Cremation Services Inc. provides simpler options for direct cremation, direct burial or body donation.
Two local licensed funeral directors, Roberta MacNeil “Birdie” & Mike Holmes. Together they have a combined 29 years of practising in our community.
A Transfer Service Operator – Class 1 is a licensed funeral provider in Ontario authorized to transfer deceased persons and arrange direct cremation, direct burial, and body donation transfers. Unlike a funeral establishment, a transfer service does not provide visitations, funerals, or ceremonies.
Under Ontario legislation, the day-to-day operations of a Transfer Service Operator – Class 1 must be managed by a person licensed as a Funeral Director – Class 1. Both owners of Thames Valley Cremation Services Inc. — Roberta MacNeil “Birdie” & Mike Holmes — are licensed Funeral Directors – Class 1, bringing 29 years of combined experience serving the community.
At one point all funeral homes were independently owned. Large corporations started buying funeral homes in the 1960s. Today in London, the majority of funeral homes are owned by large corporations, which means they can control the cost of funerals.
Thames Valley Cremation Services Inc. is not owned by a large corporation — it is owned by two local funeral directors.
The Bereavement Authority of Ontario (BAO).
This is a mandatory $30 licensing fee charged for every death registered, cremation, and interment in a cemetery. It supports the BAO’s regulatory oversight of the sector.
Yes. All licensees are required to provide you with a free copy of the Consumer Information Guide prepared by the Bereavement Authority of Ontario (BAO).
Yes. Under the FBCSA, providers must give you a detailed price list of all the supplies and services they offer, at no cost, before you enter into a contract.
The way people purchase funeral services has changed significantly over the past several decades. In the 1980s, it was common for a family to call the local funeral home, make the arrangements and receive the bill afterwards. The price at that time was more affordable than today. As consumers began asking for simpler choices and more information about costs, direct cremation and transfer services became an increasingly important part of Ontario’s bereavement sector.
Today, consumers have far more choice, and licensed providers are required to make their price lists available. But having access to a price list does not necessarily make it easy to read or to determine what the final bill will be. Funeral home price lists can contain numerous services and supplies, and other fees — such as the cremation, death registration, coroner’s cremation certificate, or the out-of-town death registration fee, known as disbursements — are additional costs that are rarely mentioned. Someone comparing prices may therefore have difficulty determining the complete cost from the numbers they initially see.
Thames Valley Cremation Services Inc. believes the public should know the complete cost before making the phone call. That became the foundation of our all-inclusive Direct Cremation Package. We publish the costs that make up the arrangement, including our professional services, transfers, documentation, cremation container, crematorium charge, required disbursements and applicable HST. Then we put the number that matters most at the bottom: $2,695.00, including HST.
Thames Valley Cremation Services Inc. is available 24 hours a day, 7 days a week, 365 days a year. Families can call us as soon as a death occurs, or they may call ahead when a death is expected.
We do not use an answering service. When you call, the phone is answered directly by Birdie or Mike, the owners and licensed funeral directors. This includes evenings, overnight, weekends, and holidays.
No. Many funeral establishments and funeral providers charge an additional fee when a transfer takes place outside regular 9-to-5 business hours, including evenings, overnight, weekends or holidays. At Thames Valley Cremation Services Inc. that fee is already built into our all-inclusive package. We do not charge additional after-hours transfer fees.
An “At-Need meeting” is the appointment that takes place shortly after a death has occurred, typically the next day or within two days.
This is when the family or executor meets with Thames Valley Cremation Services Inc. to make final arrangements, select services such as direct cremation, direct burial, or body donation, and complete the required legal documents.
We offer flexible appointment times, including evenings, weekends, and statutory holidays at no additional charge.
Tip: When comparing funeral providers, ask for the complete price list. Some providers charge additional fees for after-hours arrangements, weekend appointments, services outside regular business hours and statutory holidays.
To help complete the necessary paperwork, please bring the following, if applicable:
• The deceased person’s Social Insurance Number (SIN)
• A copy of the will (a photocopy is acceptable)
• A marriage certificate, if applying for the CPP Survivor’s Pension
• A copy of the photo identification for the executor or next of kin
Once Thames Valley Cremation Services has been contacted, the necessary verbal permission has been received, and the hospital has authorized the release, we will arrange the transfer immediately. In most cases, we can attend the hospital within approximately one hour of receiving authorization for release. Please note that hospitals in London, Ontario will only allow us to transfer during specific hours.
Once Thames Valley Cremation Services has been contacted, the necessary verbal permission has been received from the executor or next of kin, and Parkwood Hospital has authorized the release, we will arrange the transfer immediately. In most cases, we can attend within an hour. We transfer 24 hours a day, 7 days a week, at any time of the day.
Once Thames Valley Cremation Services has been contacted, the necessary verbal permission has been received from the executor or next of kin, and St. Joseph’s Hospice has authorized the release, we will arrange the transfer immediately. In most cases, we can attend within an hour. We transfer 24 hours a day, 7 days a week, at any time of the day.
Once Thames Valley Cremation Services has been contacted, the necessary verbal permission has been received from the executor or next of kin, and the long-term care facility has authorized the release, we will arrange the transfer immediately. In most cases, we can attend within an hour. We transfer 24 hours a day, 7 days a week, at any time of the day.
A death can occur at any time, including overnight, weekends, and holidays. Thames Valley Cremation Services Inc. is available 24 hours a day, 7 days a week to respond and bring your loved one into our care. We are also available to meet for arrangements on holidays, evenings or weekends at no additional charge.
Tip: When comparing funeral providers, some charge an additional fee to meet on a holiday, after hours or on weekends.
Once Thames Valley Cremation Services Inc. has been contacted, verbal permission has been received from the person authorized to make the arrangements, and the nursing agency or appropriate healthcare professional has been notified of the death, we will arrange the transfer immediately or at a designated time you wish for us to arrive.
In most cases, we can attend the home within approximately one hour. During overnight hours, depending on the location within our service area, it may take approximately one hour to one and a half hours. We will always give you an estimated time of arrival.
What should I expect when Thames Valley Cremation Services comes to transfer my loved one from home?
There are a few things that can help us when we arrive. If it is dark, please turn on the outside house lights. If possible, remove your vehicle from the driveway and let us know whether we should enter through the front, side or back door.
When we arrive, we will come to the door and introduce ourselves. We will ask for any medical documentation that has been left at the home and then determine the best route through the house. We may need to temporarily move shoes or other small items to provide a clear path. We will ask permission to bring our stretcher and other equipment into the home, and then proceed with the transfer of the deceased into our care once everyone has said their final goodbye. We will handle the deceased with respect and compassion.
Families sometimes ask whether the transfer can be discreet. Yes. We use an unmarked transfer van rather than a hearse, allowing us to attend the home without drawing unnecessary attention.
We suggest families step into another room during the physical transfer to avoid distress. However, some families wish to be present or wish to assist in the transfer. We will follow your instructions.
Thames Valley Cremation Services Inc. will dress the deceased at no charge.
Tip: When comparing funeral providers, many charge an additional fee of approximately $50.00 or more to dress the deceased. It is always best to review the full price list carefully when comparing funeral providers.
A Statement of Death, also known as Form 15, is a legal document used to register a death in Ontario. It contains information about the deceased and is completed as part of the required death registration process.
Form 15 is completed by both the service provider (Thames Valley Cremation Services Inc.) and an “informant” — usually a family member — to register the death with the municipality.
Yes. A burial permit issued by the local municipality is required for every final disposition, whether it is burial, cremation or body donation. The fee to register the death is $40.00 in the City of London.
Before a burial permit can be issued, Thames Valley Cremation Services must have the Statement of Death (Form 15) and the Medical Certificate of Death (Form 16). These documents are filed with the municipality, and the City of London will then issue the Burial Permit (Form 19). The burial permit fee is a disbursement, meaning it is a third-party cost added to all at-need contracts. At Thames Valley Cremation Services Inc., this fee is included in our all-inclusive package.
Tip: When comparing funeral providers, make sure the burial permit fee is included. Most funeral provider price lists and websites only indicate their own costs and not the disbursements that are mandatory for the disposition.
In Ontario, crematoriums are required to use a metal identification tag throughout the cremation process. That tag stays with the deceased and is placed in the container holding the cremated remains. The tag includes a unique identification number and the name of the crematorium. That number is referred to as the “Cremation Number.”
Yes. The legislation requires that all agreements for bereavement supplies and services be put into a written contract that meets specific legal standards to be enforceable.
No. Embalming is not mandatory. Only a Funeral Home – Class 1 can offer embalming. Thames Valley Cremation Services Inc. does not offer embalming.
Cremation can only take place with written authorization from the deceased’s legal representative — the executor of the estate, legal next of kin, or administrator.
This is a document issued by Thames Valley Cremation Services Inc. that is used to handle the deceased’s affairs, such as closing bank accounts, accessing insurance, notifying Service Canada of the death, or applying for the CPP Death Benefit or CPP Survivor’s Benefit. We provide Proof of Death certificates at no additional cost.
Tip: Many funeral providers charge approximately $25.00 per certificate or more; Thames Valley Cremation Services Inc. provides an unlimited number to ensure families have what they need during this difficult time.
To give you a clearer picture, here are some estimates of average funeral costs in London, Ontario:
• Traditional funeral service from a funeral home: $10,000 to $20,000
• Cremation with a service held at a funeral home: $7,000 to $10,000
• Direct cremation: $2,500 to $6,000 within the City of London
No. It is very important to compare prices and compare funeral providers. Costs can vary significantly between providers — funeral homes and transfer service operators — and taking the time to understand your options helps you make an informed decision. It also helps avoid unexpected costs or hidden fees later that could run into the hundreds or thousands of dollars.
It is the financial struggle that occurs when the cost of a traditional funeral is more than a family can afford. It happens when people are forced to take on high-interest debt, sell belongings, or sacrifice basic needs like rent and groceries just to pay for a dignified service. It turns a time of grieving into a time of financial crisis. By choosing more affordable options — like direct cremation — families can honour their loved ones without the burden of long-term debt.
My answer is always the same: you have to trust your heart. Choosing the right provider is not just about price or place — it’s about finding people who truly care for you, your family, and your wishes. It’s about trust, compassion, and knowing that when the time comes, there will be someone to answer the phone, listen, walk alongside you, and guide you through every step — gently, honestly, and without pressure.
When someone passes away, most families don’t know where to begin. That’s where we come in. From the very first call, we take your loved one into our care as if they were our own. We handle every detail with dignity — transportation, documentation, coordination, and communication — ensuring that everything is managed with care and respect.
When a death occurs we make ourselves available 24 hours a day, seven days a week, because loss doesn’t keep office hours. Whether you reach out at noon or in the middle of the night, you’ll speak with the owners, Roberta MacNeil “Birdie” or Mike Holmes, licensed funeral directors who will walk you through what needs to happen next with calm and compassion.
For those planning ahead, we offer simple, thoughtful pre-arrangement options. Pre-planning gives peace of mind — knowing your wishes are documented and your family will be supported when the time comes.
At Thames Valley Cremation Services Inc., we are a caring, local, and independent service. Every detail matters to us, because every family matters. We believe arrangements should be simple and flexible — whether made at our office, from your home, or by phone, email or DocuSign. We work for you, not the other way around.
We have served hundreds and hundreds of families throughout our careers, and that experience has shaped the way we care — with honesty, transparency, and respect. We take time to answer questions clearly, so you can make decisions in your own way and in your own time.
At Thames Valley Cremation Services Inc., this isn’t a business — it’s a calling. Helping families through one of life’s most difficult times is our purpose, and it is an honour we hold close to our hearts. We help. We care. Always.
An obituary in a newspaper is not required. If you choose to publish one, it is an additional cost and is treated as a disbursement. The cost is affected by the length of the obituary and whether a photo is wanted.
Thames Valley Cremation Services Inc. provides a complimentary obituary on our website, which can be shared using the Facebook, X, Email, LinkedIn, Text Message or Copy Link buttons located below each Tribute Page. This makes it easy to notify relatives, friends, neighbours, and coworkers, allowing them to read the obituary, leave a message of condolence, and share a memory from anywhere in the world.
Obituaries have evolved from formal notices of a person’s death into something much more personal — an opportunity to tell the story of a life. An obituary can include family, friendships, career, accomplishments, favourite places, interests, hobbies and pets. It does not have to follow a traditional format or be limited to a few paragraphs.
On a Thames Valley Cremation Services Inc. Tribute Page, an obituary can be as long as the family would like and can be presented in different languages. We take pride in helping families create an obituary that goes beyond announcing the death, to share memories, stories and the life of the person being remembered.
For decades, it was common for obituaries to include words such as “Cremation has taken place.” Today, including this information is a personal choice and is not necessary to add to the obituary.
Thames Cremation Services has a brand-new Dodge Grand Caravan, purpose-equipped with a professional mortuary transport deck. We purchase high-quality equipment because the care and transportation of the deceased must always be handled with respect.
The deck includes a ramp and four rollers to assist with loading and unloading, along with equipment that secures the cot, cremation container or casket during transportation. The vehicle can transfer the deceased from the place of death to crematorium, to Western University for Body Donation, or directly to the cemetery for direct burial.